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ScholarPulse

PulseNetworkby PulseNetwork · Intelligence APIs, Data, AI Agents

Global scholarship and student finance intelligence API. Covers 190+ countries: scholarship search by profile, cross-border funding (Chevening, DAAD, Fulbright, Erasmus+, Commonwealth, CSC, MEXT, Türkiye Bursları, and 50+ government programs), US financial aid via College Scorecard, FAFSA strategy, student loan repayment (US SAVE/IBR/PAYE, UK Plan 2/5, Australia HELP, Canada RAP), student loan refinancing intelligence (US/UK/CA/AU/DE/IN market rates and lender categories), loan forgiveness (PSLF, TEACH, state programs, profession-specific), degree ROI analysis, merit aid strategy, scholarship deadlines, and essay coaching. Pay-per-query via x402 micropayments on Base.

financefederated
Price per request
$0.08
About

Global scholarship and student finance intelligence API. Covers 190+ countries: scholarship search by profile, cross-border funding (Chevening, DAAD, Fulbright, Erasmus+, Commonwealth, CSC, MEXT, Türkiye Bursları, and 50+ government programs), US financial aid via College Scorecard, FAFSA strategy, student loan repayment (US SAVE/IBR/PAYE, UK Plan 2/5, Australia HELP, Canada RAP), student loan refinancing intelligence (US/UK/CA/AU/DE/IN market rates and lender categories), loan forgiveness (PSLF, TEACH, state programs, profession-specific), degree ROI analysis, merit aid strategy, scholarship deadlines, and essay coaching. Pay-per-query via x402 micropayments on Base. Part of PulseNetwork, operated by The Aslan Group LLC. Apiosk indexes this federated listing and adds ref=apiosk for attribution; calls and x402 payments go directly to PulseNetwork.

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Apiosk lists this API but does not proxy it. Call the provider's URL directly and pay them over x402 — Apiosk never sits between you and the response.

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ResourceDescription
https://scholarpulse.theaslangroupllc.com/api/search?ref=apiosk Scholarship search for student and scholarship agents. Returns matched scholarships by academic profile, major, country, and level. Open
https://scholarpulse.theaslangroupllc.com/api/global?ref=apiosk Global scholarship search for student and study-abroad agents. Returns cross-border funding for international students: Chevening, DAAD, Fulbright, Erasmus Mundus, and 50+ government programs. Open
https://scholarpulse.theaslangroupllc.com/api/government?ref=apiosk Government scholarship programs for student and financial-aid agents. Covers official scholarships, grants, and student aid by country: India NSP, US Pell, UK Student Finance, Germany BAfoeg, and 50+ programs. Open
https://scholarpulse.theaslangroupllc.com/api/erasmus?ref=apiosk Erasmus+ guide for student and study-abroad agents. Returns EU student mobility grants, amounts by country group, the application process, and Erasmus Mundus full scholarships. Open
https://scholarpulse.theaslangroupllc.com/api/aid?ref=apiosk Financial aid estimate for student and financial-aid agents. Returns expected aid package by income bracket via College Scorecard, net cost, Pell eligibility, and institutional generosity. Open
https://scholarpulse.theaslangroupllc.com/api/fafsa?ref=apiosk FAFSA strategy for student and financial-aid agents. Returns a Student Aid Index estimate, Pell eligibility, maximize-aid actions, asset strategy, and filing deadlines. Open
https://scholarpulse.theaslangroupllc.com/api/loans?ref=apiosk Student loan strategy for student and financial-aid agents. Compares repayment plans for US (SAVE/IBR/PAYE), UK (Plan 2/5), Australia (HELP), Canada (RAP), and more, with refinancing analysis. Open
https://scholarpulse.theaslangroupllc.com/api/refi?ref=apiosk Student loan refinancing intelligence for student and financial-aid agents. Global coverage (US, UK, Canada, Australia, Germany, India): current private refi market rates by credit tier, an honest worth-it verdict, lender categories, and country-specific tradeoffs — including federal-to-private benefit forfeiture (income-driven repayment, PSLF, forbearance) where it applies. Open
https://scholarpulse.theaslangroupllc.com/api/forgiveness?ref=apiosk Loan forgiveness guide for student and financial-aid agents. Covers PSLF, TEACH Grant, state programs, and profession-specific forgiveness for nurses, doctors, teachers, lawyers, and military, with an action plan. Open
https://scholarpulse.theaslangroupllc.com/api/roi?ref=apiosk Degree ROI analysis for student and parent agents. Returns earnings vs debt by major and college (College Scorecard data), debt-to-income ratio, payoff timeline, and alternatives. Open
https://scholarpulse.theaslangroupllc.com/api/merit?ref=apiosk Merit aid strategy for student and parent agents. Finds colleges that award the most automatic merit scholarships for a GPA/SAT/ACT profile, with net cost estimates and a stacking strategy. Open
https://scholarpulse.theaslangroupllc.com/api/deadline?ref=apiosk Scholarship deadline tracker for student and scholarship agents. Returns upcoming deadlines sorted by urgency, with requirements, amounts, and quick-win opportunities. Open
https://scholarpulse.theaslangroupllc.com/api/essay?ref=apiosk Scholarship essay strategy for student and scholarship agents. Returns committee values, the winning angle, structure, voice, and insider tips (strategy only, not an AI-generated essay). Open
Technical Specs
Auth MethodNone (x402 payment proof only)
Response FormatJSON
Endpoints13
Endpoints
MethodPathDescriptionCost
GET /api/aid Financial aid estimate for student and financial-aid agents. Returns expected aid package by income bracket via College Scorecard, net cost, Pell eligibility, and institutional generosity.
$0.12 default
View details
GET /api/deadline Scholarship deadline tracker for student and scholarship agents. Returns upcoming deadlines sorted by urgency, with requirements, amounts, and quick-win opportunities.
$0.08 default
View details
GET /api/erasmus Erasmus+ guide for student and study-abroad agents. Returns EU student mobility grants, amounts by country group, the application process, and Erasmus Mundus full scholarships.
$0.08 default
View details
GET /api/essay Scholarship essay strategy for student and scholarship agents. Returns committee values, the winning angle, structure, voice, and insider tips (strategy only, not an AI-generated essay).
$0.10 default
View details
GET /api/fafsa FAFSA strategy for student and financial-aid agents. Returns a Student Aid Index estimate, Pell eligibility, maximize-aid actions, asset strategy, and filing deadlines.
$0.10 default
View details
GET /api/forgiveness Loan forgiveness guide for student and financial-aid agents. Covers PSLF, TEACH Grant, state programs, and profession-specific forgiveness for nurses, doctors, teachers, lawyers, and military, with an action plan.
$0.10 default
View details
GET /api/global Global scholarship search for student and study-abroad agents. Returns cross-border funding for international students: Chevening, DAAD, Fulbright, Erasmus Mundus, and 50+ government programs.
$0.15 default
View details
GET /api/government Government scholarship programs for student and financial-aid agents. Covers official scholarships, grants, and student aid by country: India NSP, US Pell, UK Student Finance, Germany BAfoeg, and 50+ programs.
$0.10 default
View details
GET /api/loans Student loan strategy for student and financial-aid agents. Compares repayment plans for US (SAVE/IBR/PAYE), UK (Plan 2/5), Australia (HELP), Canada (RAP), and more, with refinancing analysis.
$0.12 default
View details
GET /api/merit Merit aid strategy for student and parent agents. Finds colleges that award the most automatic merit scholarships for a GPA/SAT/ACT profile, with net cost estimates and a stacking strategy.
$0.12 default
View details
GET /api/refi Student loan refinancing intelligence for student and financial-aid agents. Global coverage (US, UK, Canada, Australia, Germany, India): current private refi market rates by credit tier, an honest worth-it verdict, lender categories, and country-specific tradeoffs — including federal-to-private benefit forfeiture (income-driven repayment, PSLF, forbearance) where it applies.
$0.15 default
View details
GET /api/roi Degree ROI analysis for student and parent agents. Returns earnings vs debt by major and college (College Scorecard data), debt-to-income ratio, payoff timeline, and alternatives.
$0.10 default
View details
GET /api/search Scholarship search for student and scholarship agents. Returns matched scholarships by academic profile, major, country, and level.
$0.15 default
View details
Endpoint documentation
GET/api/aid
$0.12 default
Description

Financial aid estimate for student and financial-aid agents. Returns expected aid package by income bracket via College Scorecard, net cost, Pell eligibility, and institutional generosity.

Documentation

US financial aid estimate

College Scorecard federal data: net price by income bracket, Pell Grant eligibility, institutional generosity, 4-year cost estimate, and negotiation leverage for any US college.

**Price:** $0.12 USDC per call

Calls go directly to PulseNetwork. Paid routes use the live x402 challenge; Apiosk never rewrites payTo or settles the payment.

Pricing
$0.12 default
Authentication

No account or API key. Pay PulseNetwork directly using the live x402 challenge. The challenge is authoritative for price, network, asset and payTo.

Parameters
{
  "properties": {
    "assets": {
      "description": "Reportable assets (exclude retirement accounts)",
      "required": false,
      "type": "number",
      "x-parameter-location": "query"
    },
    "college": {
      "description": "US college or university name",
      "required": true,
      "type": "string",
      "x-parameter-location": "query"
    },
    "dependency_status": {
      "description": "Dependency status",
      "enum": [
        "dependent",
        "independent"
      ],
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "family_size": {
      "description": "Household size (default: 4)",
      "required": false,
      "type": "number",
      "x-parameter-location": "query"
    },
    "income": {
      "description": "Household AGI",
      "required": true,
      "type": "number",
      "x-parameter-location": "query"
    },
    "lang": {
      "description": "Response language",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    }
  },
  "required": [
    "college",
    "income"
  ],
  "type": "object"
}
GET/api/deadline
$0.08 default
Description

Scholarship deadline tracker for student and scholarship agents. Returns upcoming deadlines sorted by urgency, with requirements, amounts, and quick-win opportunities.

Documentation

Scholarship deadline tracker

Real-time scholarship deadlines sorted by urgency (days remaining), with amounts, difficulty rating, and quick-win opportunities (short applications, real money). Poll weekly for fresh results.

**Price:** $0.08 USDC per call

Calls go directly to PulseNetwork. Paid routes use the live x402 challenge; Apiosk never rewrites payTo or settles the payment.

Pricing
$0.08 default
Authentication

No account or API key. Pay PulseNetwork directly using the live x402 challenge. The challenge is authoritative for price, network, asset and payTo.

Parameters
{
  "properties": {
    "country": {
      "description": "Country (default: US)",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "lang": {
      "description": "Response language",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "level": {
      "description": "undergraduate | graduate | phd",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "major": {
      "description": "Field of study",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "month": {
      "description": "next | this-month | next-3-months",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "state": {
      "description": "US state for local scholarships",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    }
  },
  "required": [],
  "type": "object"
}
GET/api/erasmus
$0.08 default
Description

Erasmus+ guide for student and study-abroad agents. Returns EU student mobility grants, amounts by country group, the application process, and Erasmus Mundus full scholarships.

Documentation

Erasmus+ program guide

EU student mobility: monthly grant amounts by country group (€700-1,000/month), KA131 vs Erasmus Mundus eligibility, application process, partner universities. 33 countries, 800+ universities, €26B budget 2021-2027.

**Price:** $0.08 USDC per call

Calls go directly to PulseNetwork. Paid routes use the live x402 challenge; Apiosk never rewrites payTo or settles the payment.

Pricing
$0.08 default
Authentication

No account or API key. Pay PulseNetwork directly using the live x402 challenge. The challenge is authoritative for price, network, asset and payTo.

Parameters
{
  "properties": {
    "duration": {
      "description": "Duration in months (2-12)",
      "required": false,
      "type": "number",
      "x-parameter-location": "query"
    },
    "field": {
      "description": "Field of study",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "from": {
      "description": "Home EU/EEA country",
      "required": true,
      "type": "string",
      "x-parameter-location": "query"
    },
    "lang": {
      "description": "Response language",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "level": {
      "description": "undergraduate | masters | phd",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "to": {
      "description": "Host country",
      "required": true,
      "type": "string",
      "x-parameter-location": "query"
    }
  },
  "required": [
    "from",
    "to"
  ],
  "type": "object"
}
GET/api/essay
$0.10 default
Description

Scholarship essay strategy for student and scholarship agents. Returns committee values, the winning angle, structure, voice, and insider tips (strategy only, not an AI-generated essay).

Documentation

Scholarship essay strategy

Committee values, optimal angle, structure, voice, and insider tips specific to each scholarship and prompt. Strategic coaching only — not AI-generated content.

**Price:** $0.1 USDC per call

Calls go directly to PulseNetwork. Paid routes use the live x402 challenge; Apiosk never rewrites payTo or settles the payment.

Pricing
$0.10 default
Authentication

No account or API key. Pay PulseNetwork directly using the live x402 challenge. The challenge is authoritative for price, network, asset and payTo.

Parameters
{
  "properties": {
    "background": {
      "description": "Brief student background",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "lang": {
      "description": "Response language",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "prompt": {
      "description": "The essay prompt text",
      "required": true,
      "type": "string",
      "x-parameter-location": "query"
    },
    "scholarship": {
      "description": "Scholarship name (e.g. Gates Scholarship, Chevening, DAAD, Rhodes)",
      "required": true,
      "type": "string",
      "x-parameter-location": "query"
    },
    "word_limit": {
      "description": "Word limit",
      "required": false,
      "type": "number",
      "x-parameter-location": "query"
    }
  },
  "required": [
    "scholarship",
    "prompt"
  ],
  "type": "object"
}
GET/api/fafsa
$0.10 default
Description

FAFSA strategy for student and financial-aid agents. Returns a Student Aid Index estimate, Pell eligibility, maximize-aid actions, asset strategy, and filing deadlines.

Documentation

FAFSA strategy

Student Aid Index estimate, Pell eligibility, maximize-aid action plan (timed and prioritized), asset strategy (what FAFSA counts vs exempts), filing deadlines, and common mistakes.

**Price:** $0.1 USDC per call

Calls go directly to PulseNetwork. Paid routes use the live x402 challenge; Apiosk never rewrites payTo or settles the payment.

Pricing
$0.10 default
Authentication

No account or API key. Pay PulseNetwork directly using the live x402 challenge. The challenge is authoritative for price, network, asset and payTo.

Parameters
{
  "properties": {
    "assets": {
      "description": "Reportable assets (NOT retirement accounts — those are exempt)",
      "required": false,
      "type": "number",
      "x-parameter-location": "query"
    },
    "dependency_status": {
      "description": "dependent | independent",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "family_size": {
      "description": "Household size",
      "required": false,
      "type": "number",
      "x-parameter-location": "query"
    },
    "income": {
      "description": "Household AGI",
      "required": true,
      "type": "number",
      "x-parameter-location": "query"
    },
    "lang": {
      "description": "Response language",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "year": {
      "description": "freshman | sophomore | junior | senior | graduate",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    }
  },
  "required": [
    "income"
  ],
  "type": "object"
}
GET/api/forgiveness
$0.10 default
Description

Loan forgiveness guide for student and financial-aid agents. Covers PSLF, TEACH Grant, state programs, and profession-specific forgiveness for nurses, doctors, teachers, lawyers, and military, with an action plan.

Documentation

Loan forgiveness eligibility

PSLF eligibility with payment count estimate, TEACH Grant, Nurse Corps, NHSC, military forgiveness, profession-specific programs, state programs (50 states), and international equivalents. Includes action plan and timeline.

**Price:** $0.1 USDC per call

Calls go directly to PulseNetwork. Paid routes use the live x402 challenge; Apiosk never rewrites payTo or settles the payment.

Pricing
$0.10 default
Authentication

No account or API key. Pay PulseNetwork directly using the live x402 challenge. The challenge is authoritative for price, network, asset and payTo.

Parameters
{
  "properties": {
    "country": {
      "description": "Country (default: US)",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "employer_type": {
      "description": "public-school | nonprofit | government | private",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "lang": {
      "description": "Response language",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "loan_type": {
      "description": "federal | private",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "profession": {
      "description": "teacher | nurse | doctor | social-worker | lawyer | military | government-employee | researcher | veterinarian",
      "required": true,
      "type": "string",
      "x-parameter-location": "query"
    },
    "state": {
      "description": "US state for state-specific programs",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "years_in_service": {
      "description": "Years in qualifying employment",
      "required": false,
      "type": "number",
      "x-parameter-location": "query"
    }
  },
  "required": [
    "profession"
  ],
  "type": "object"
}
GET/api/global
$0.15 default
Description

Global scholarship search for student and study-abroad agents. Returns cross-border funding for international students: Chevening, DAAD, Fulbright, Erasmus Mundus, and 50+ government programs.

Documentation

International scholarship matching

Cross-border funding for international students. Covers Chevening, DAAD, Fulbright, Commonwealth, Erasmus Mundus, CSC, MEXT, GKS, Türkiye Bursları, and 50+ government programs by nationality/destination.

**Price:** $0.15 USDC per call

Calls go directly to PulseNetwork. Paid routes use the live x402 challenge; Apiosk never rewrites payTo or settles the payment.

Pricing
$0.15 default
Authentication

No account or API key. Pay PulseNetwork directly using the live x402 challenge. The challenge is authoritative for price, network, asset and payTo.

Parameters
{
  "properties": {
    "destination": {
      "description": "Target country (e.g. UK, Germany, USA, Japan)",
      "required": true,
      "type": "string",
      "x-parameter-location": "query"
    },
    "field": {
      "description": "Field of study",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "lang": {
      "description": "Response language",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "level": {
      "description": "undergraduate | masters | phd",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "nationality": {
      "description": "Student's nationality (e.g. Indian, Nigerian, Brazilian)",
      "required": true,
      "type": "string",
      "x-parameter-location": "query"
    }
  },
  "required": [
    "nationality",
    "destination"
  ],
  "type": "object"
}
GET/api/government
$0.10 default
Description

Government scholarship programs for student and financial-aid agents. Covers official scholarships, grants, and student aid by country: India NSP, US Pell, UK Student Finance, Germany BAfoeg, and 50+ programs.

Documentation

Government scholarship programs

Official government scholarships by country. India NSP (100M+ eligible), US Pell/TEACH, UK Student Finance, Germany BAföG, Japan MEXT, South Africa NSFAS, Brazil ProUni, and 50+ country programs.

**Price:** $0.1 USDC per call

Calls go directly to PulseNetwork. Paid routes use the live x402 challenge; Apiosk never rewrites payTo or settles the payment.

Pricing
$0.10 default
Authentication

No account or API key. Pay PulseNetwork directly using the live x402 challenge. The challenge is authoritative for price, network, asset and payTo.

Parameters
{
  "properties": {
    "country": {
      "description": "Country name",
      "required": true,
      "type": "string",
      "x-parameter-location": "query"
    },
    "field": {
      "description": "Field filter",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "lang": {
      "description": "Response language",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "level": {
      "description": "undergraduate | graduate | phd | vocational",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    }
  },
  "required": [
    "country"
  ],
  "type": "object"
}
GET/api/loans
$0.12 default
Description

Student loan strategy for student and financial-aid agents. Compares repayment plans for US (SAVE/IBR/PAYE), UK (Plan 2/5), Australia (HELP), Canada (RAP), and more, with refinancing analysis.

Documentation

Student loan repayment strategy

Compares all applicable repayment plans by country: US (SAVE/IBR/PAYE/ICR/Standard/Extended), UK (Plan 2/Plan 5), Australia (HELP/HECS), Canada (RAP), New Zealand. Monthly payment, total interest, payoff timeline, and refinancing analysis.

**Price:** $0.12 USDC per call

Calls go directly to PulseNetwork. Paid routes use the live x402 challenge; Apiosk never rewrites payTo or settles the payment.

Pricing
$0.12 default
Authentication

No account or API key. Pay PulseNetwork directly using the live x402 challenge. The challenge is authoritative for price, network, asset and payTo.

Parameters
{
  "properties": {
    "balance": {
      "description": "Total loan balance",
      "required": true,
      "type": "number",
      "x-parameter-location": "query"
    },
    "country": {
      "description": "US | UK | Australia | Canada | New Zealand (default: US)",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "family_size": {
      "description": "For US IDR plan calculations",
      "required": false,
      "type": "number",
      "x-parameter-location": "query"
    },
    "income": {
      "description": "Annual income",
      "required": true,
      "type": "number",
      "x-parameter-location": "query"
    },
    "lang": {
      "description": "Response language",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "loan_type": {
      "description": "federal | private | HELP | Plan2 | OSAP",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "years_in_repayment": {
      "description": "Years already in repayment",
      "required": false,
      "type": "number",
      "x-parameter-location": "query"
    }
  },
  "required": [
    "balance",
    "income"
  ],
  "type": "object"
}
GET/api/merit
$0.12 default
Description

Merit aid strategy for student and parent agents. Finds colleges that award the most automatic merit scholarships for a GPA/SAT/ACT profile, with net cost estimates and a stacking strategy.

Documentation

Merit aid strategy

Colleges with automatic merit scholarships for this GPA/test profile. State programs: FL Bright Futures, GA HOPE, LA TOPS, WV full tuition, and 30+ others. Net cost estimates, stacking strategy, and score investment analysis.

**Price:** $0.12 USDC per call

Calls go directly to PulseNetwork. Paid routes use the live x402 challenge; Apiosk never rewrites payTo or settles the payment.

Pricing
$0.12 default
Authentication

No account or API key. Pay PulseNetwork directly using the live x402 challenge. The challenge is authoritative for price, network, asset and payTo.

Parameters
{
  "properties": {
    "gpa": {
      "description": "Unweighted GPA (e.g. 3.8)",
      "required": true,
      "type": "string",
      "x-parameter-location": "query"
    },
    "lang": {
      "description": "Response language",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "major": {
      "description": "Intended major",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "state": {
      "description": "Home state",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "test_score": {
      "description": "SAT 1400 | ACT 32 | IB 38",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    }
  },
  "required": [
    "gpa"
  ],
  "type": "object"
}
GET/api/refi
$0.15 default
Description

Student loan refinancing intelligence for student and financial-aid agents. Global coverage (US, UK, Canada, Australia, Germany, India): current private refi market rates by credit tier, an honest worth-it verdict, lender categories, and country-specific tradeoffs — including federal-to-private benefit forfeiture (income-driven repayment, PSLF, forbearance) where it applies.

Documentation

Student loan refinancing intelligence

Global refinance market rates by credit tier (US, UK, Canada, Australia, Germany, India), an honest worth-it verdict, lender categories, and country-specific tradeoffs — including federal-to-private benefit forfeiture (income-driven repayment, PSLF, forbearance) where applicable.

**Price:** $0.15 USDC per call

Calls go directly to PulseNetwork. Paid routes use the live x402 challenge; Apiosk never rewrites payTo or settles the payment.

Pricing
$0.15 default
Authentication

No account or API key. Pay PulseNetwork directly using the live x402 challenge. The challenge is authoritative for price, network, asset and payTo.

Parameters
{
  "properties": {
    "balance": {
      "description": "Current loan balance",
      "required": true,
      "type": "number",
      "x-parameter-location": "query"
    },
    "country": {
      "description": "US | UK | CA | AU | DE | IN (default: US)",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "credit_tier": {
      "description": "Credit tier (default: good)",
      "enum": [
        "excellent",
        "good",
        "fair",
        "poor"
      ],
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "current_rate": {
      "description": "Current interest rate (percent)",
      "required": true,
      "type": "number",
      "x-parameter-location": "query"
    },
    "lang": {
      "description": "Response language",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "loan_type": {
      "description": "federal | private (default: federal)",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    }
  },
  "required": [
    "balance",
    "current_rate"
  ],
  "type": "object"
}
GET/api/roi
$0.10 default
Description

Degree ROI analysis for student and parent agents. Returns earnings vs debt by major and college (College Scorecard data), debt-to-income ratio, payoff timeline, and alternatives.

Documentation

Degree ROI analysis

Median earnings by major/level (College Scorecard + BLS), debt-to-income ratio (excellent <0.75x | manageable 0.75-1.5x | concerning >1.5x), payoff timeline, best/worst case scenarios, and comparison to alternatives.

**Price:** $0.1 USDC per call

Calls go directly to PulseNetwork. Paid routes use the live x402 challenge; Apiosk never rewrites payTo or settles the payment.

Pricing
$0.10 default
Authentication

No account or API key. Pay PulseNetwork directly using the live x402 challenge. The challenge is authoritative for price, network, asset and payTo.

Parameters
{
  "properties": {
    "college": {
      "description": "College for institution-specific earnings data",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "country": {
      "description": "Country (default: US)",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "debt": {
      "description": "Total expected debt at graduation",
      "required": true,
      "type": "number",
      "x-parameter-location": "query"
    },
    "degree_level": {
      "description": "bachelor | master | phd | associate | professional",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "lang": {
      "description": "Response language",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "major": {
      "description": "Field of study",
      "required": true,
      "type": "string",
      "x-parameter-location": "query"
    }
  },
  "required": [
    "major",
    "debt"
  ],
  "type": "object"
}
GET/api/search
$0.15 default
Description

Scholarship search for student and scholarship agents. Returns matched scholarships by academic profile, major, country, and level.

Documentation

Scholarship search

Find matched scholarships globally by academic profile. Real-time sources, sorted by match strength and deadline urgency. Covers 190+ countries.

**Price:** $0.15 USDC per call

Calls go directly to PulseNetwork. Paid routes use the live x402 challenge; Apiosk never rewrites payTo or settles the payment.

Pricing
$0.15 default
Authentication

No account or API key. Pay PulseNetwork directly using the live x402 challenge. The challenge is authoritative for price, network, asset and payTo.

Parameters
{
  "properties": {
    "country": {
      "description": "Country to search in (default: US)",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "demographic": {
      "description": "first-gen | veteran | international | stem-women",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "gpa": {
      "description": "GPA (e.g. 3.8)",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "income": {
      "description": "Household income for need-based filtering",
      "required": false,
      "type": "number",
      "x-parameter-location": "query"
    },
    "lang": {
      "description": "Response language (default: English)",
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "level": {
      "description": "Education level",
      "enum": [
        "undergraduate",
        "graduate",
        "phd",
        "professional"
      ],
      "required": false,
      "type": "string",
      "x-parameter-location": "query"
    },
    "major": {
      "description": "Field of study (e.g. nursing, engineering, computer-science)",
      "required": true,
      "type": "string",
      "x-parameter-location": "query"
    }
  },
  "required": [
    "major"
  ],
  "type": "object"
}