Umbrella insurance and excess-liability calculator — whether a household needs it, how much coverage to carry, what it protects, and a country-aware estimated annual cost from publ

Umbrella insurance and excess-liability calculator — whether a household needs it, how much coverage to carry, what it protects, and a country-aware estimated annual cost from public benchmarks. For insurance and personal-finance agents, any country.

price-ascending: candidates are ordered by the listed price of the operation, with no managed-first preference applied. Unlike /v1/apis, this surface does not rank Apiosk-settled listings above federated ones — a comparison that reorders on commercial grounds is not a comparison. Pass sort=managed_first for the catalog's ordering.

Compared: listed price, settlement rail and input compatibility. Not measured yet: latency, reliability, result quality, and provider terms such as rate limits, jurisdiction and licensing.